WAYS TO IMPROVE THE EFFICIENCY OF INVESTMENT ACTIVITIES OF COMMERCIAL BANKS

Authors

  • Rabimkulov Sherzod Murtozaevich Doctor of Philosophy in Economics (PhD), Tashkent State Economical University

Keywords:

Commercial banks, investment activity, efficiency, portfolio investment, risk management, digital technologies, investment analysis, NPV, IRR, DSCR, financing, bank investments.

Abstract

The article examines the theoretical foundations and practical aspects of the effective organization of investment activities of commercial banks. The main attention is paid to ways to increase the effectiveness of investment projects implemented by banks, diversifying the investment portfolio, strengthening the risk management system, introducing digital technologies, and improving the methodology of investment analysis. Also, an analysis was conducted based on the criteria for assessing the economic efficiency of bank investments (NPV, IRR, DSCR). Existing problems in the banking sector of Uzbekistan have been identified, and proposals and recommendations based on international experience have been developed. The results of the work are aimed at increasing the effectiveness of the organization of investment activities of commercial banks, strengthening their active participation in financing the real sector, and contributing to the sustainable development of the economy.

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Published

2025-06-23

Issue

Vol. 41 (2025)

Section

Articles

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How to Cite

WAYS TO IMPROVE THE EFFICIENCY OF INVESTMENT ACTIVITIES OF COMMERCIAL BANKS. (2025). British Journal of Global Ecology and Sustainable Development, 41, 37-43. https://journalzone.org/index.php/bjgesd/article/view/743